Best exchange for staking

I need help in determining the best exchange for staking some crypto so that I can borrow against it to pay for my Ivan Acadamy course today. I heard that Binance US is allowing using to stake Vchain but I cannot get a Binance account for North Carolina residence. I also heard that Atomic Wallet allows for staking of Vchain but dont know how it works. I have Vchain, SHR, HOLO and NPXS and need to decide the best way to keep my investments going and borrow to pay some bills including tuition. Can someone lead me the right direction Nexo ? Celcius?