is it worth it?:
we will see, I think it is
is it safe? :
nothing is safe enough to do in the first time, anything can go wrong, so yes, a valid fear you lose some of/all of your ETH.
Are you guys planning on doing it?:
Sure, I’m working on my node in this time too.
But as I see most of the people only see the potential financial gains and not the technical skills you need to run a validator 365/24/7. There are a lot of tutorial written by enthusiastic amateurs like me,but thants far from enough. Non of them mention security, failsafe solutions, backups and restores, etc. only the most basic stuff you need the magic working.
Ofc more participation equals mor decentralization, but… jumping into this just becouse it’s trend, you only hurt yourself. You can’t pause the network for a week, while you google why your validator is not working! Even if they have good discord support.
If you are not technical enough there are some other solutions like Stkr or RocketPool and they are available for anyone from 0.5 ETH maybe?
Don’t get me wrong, I encourage you to learn about and participate in the process! But be sure you have tested your setup and prepared to many possible situation. Even if you only play on testnet, that will worth your time if you are interested in crypto and want to learn how things are working.
I recommend anyone who is even a bit uncertain, just wait and learn, play with setups and let the early adopers take the risk. You will see how things are working and after time you can decide you are willing to risk it or not.